If you are a resident or fellow, you can participate in the RBC Medical Student Offer where no medical is required.
- Enroll for up to $4,500 per month of disability insurance (residents) or $8,500 per month (fellows)
- No medical underwriting
- 25-40% discount
- Own occupation definition of disability
- Cost of living adjustment
- Future income option up to $25,000/month
- HIV HEP B&C coverage
- Conversion to long term care coverage
- $100,000 critical illness insurance as secondary protection
- One-page enrollment form
- Free coverage – up to 5 months free disability coverage as a resident or fellow