Residents and Fellows

If you are a resident or fellow, you can participate in the RBC Medical Student Offer where no medical is required.

  • Enroll for up to $4,500 per month of disability insurance (residents) or $8,500 per month (fellows)
  • No medical underwriting
  • 25-40% discount
  • Own occupation definition of disability
  • Cost of living adjustment
  • Future income option up to $25,000/month
  • HIV HEP B&C coverage
  • Conversion to long term care coverage
  • $100,000 critical illness insurance as secondary protection
  • One-page enrollment form
  • Free coverage – up to 5 months free disability coverage

RESIDENTS AND FELLOWS APPLY HERE