We compared the policy provisions and cost differences after OMA annual premium refund.
COST COMPARISON AFTER OMA ANNUAL PREMIUM REFUND
Below are case examples of a physician and his/her non-physician spouse who is the same age after OMA annual premium refund which is not guaranteed. We assume the physician has $1,000,000 of OMA Group term to 75 life insurance, $10,000/month of OMA disability insurance and $100,000 of OMA Sun Life critical illness insurance. The spouse/partner has $1,000,000 of OMA Group term to 75 life insurance and $100,000 of OMA Sun Life critical illness insurance. These examples are for illustration purposes only.
WHAT IS YOUR INDIVIDUAL COST TO REPLACE YOUR OMA INSURANCE?
Attached is the cost summary that illustrates the monthly cost by gender, age and insurance by product (life, disability, critical illness and office overhead insurance).
OMA Insurance Replacement Program
P: 416-222-1311 I 1-877-314-1311 I E: INFO@OSAINSURANCE.COM